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Routine Maintenance Alert
Access to our online banking, mobile banking and audio banking sites will be unavailable from Saturday, June 1 at 10:00 PM until Sunday, June 2 at 6:00 AM (Pacific Time). 
Self-Help Credit Union

Money Market

A Higher Interest Rate & More Transaction Flexibility
Than Our Regular Savings Account

This hybrid account combines the features of savings and checking into one account. 

Deposit an unlimited amount of funds into this account as often as your budget will allow.  Enjoy limited check writing privileges and an interest rate that’s comparable to some of our longer-term certificate accounts.  Access funds in the account in multiple ways including the Self-Help FCU ATM card, by writing a check, or through various electronic funds transfer options.

The higher balance requirement of this account enables you to contribute more to our mission without locking up your money. Invest in a hybrid! 

Benefits of a Money Market Account
  • Premium interest rate.  
  • Minimum of $500 to open the account.  
  • No monthly fee with a balance of $500 or more.  
  • An ATM card and/or checks are available with this account.  
  • Surcharge-free ATM transactions with the Self-Help FCU ATM card at participating CO-OP network ATMs.  
  • Limited check writing privileges.  
  • Enhanced electronic funds transfer policy.  


  • Dividend paid on an average daily balance of $500 or more.
  • Check writing is limited to no more than three per month to a third party.
  • Make up to six preauthorized transfers* to another account of yours or to a third party, each month. Make unlimited transfers to any of your accounts in person or by mail. Transfer limitations do not apply to credit union loan payments made from this account.
  • An account maintenance fee is charged when the account balance falls below $500 (see our fee schedule).

*A preauthorized transfer includes any arrangement you make with the credit union to pay a third party from your account including verbal and written notification, and electronic payments or any other automatic or telephonic transfer.

How to Apply

Existing Members

Existing members can apply for Money Market Account by visiting one of our branches or by mailing in a printed application

New Members

Not a member yet? No problem. Visit our "Join Us" page to learn about eligibility and how to join Self-Help Federal Credit Union.