Benefits of a Money Market Account Premium interest rate. Minimum of $500 to open the account. No monthly fee with a balance of $500 or more. An ATM card and/or checks are available with this account. Surcharge-free ATM transactions with the Self-Help FCU ATM card at participating CO-OP network ATMs. Limited check writing privileges. Enhanced electronic funds transfer policy. Details:Dividend paid on an average daily balance of $500 or more.Check writing is limited to no more than three per month to a third party.Make up to six preauthorized transfers* to another account of yours or to a third party, each month. Make unlimited transfers to any of your accounts in person or by mail. Transfer limitations do not apply to credit union loan payments made from this account.An account maintenance fee is charged when the account balance falls below $500 (see our fee schedule).*A preauthorized transfer includes any arrangement you make with the credit union to pay a third party from your account including verbal and written notification, and electronic payments or any other automatic or telephonic transfer. How to Apply Existing Members Existing members can apply for Money Market Account by visiting one of our branches or by mailing in a printed application New Members Not a member yet? No problem. Visit our "Join Us" page to learn about eligibility and how to join Self-Help Federal Credit Union.