Higher dividend rates than standard savings accounts Guaranteed returns for the length of your term $500 minimum deposit to open Terms range from three months to five years Funds are NCUA-insured (up to $250K) to protect your investment Early withdrawal penalties apply* *90 days on terms of 12 months or less. 180 days on terms greater than 12 months. To inquire about opening a business account, call our Contact Center at 877.369.2828, or email your inquiry to info@self-helpfcu.org.