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COVID-19 Update
Effective Friday, July 30, and in accordance with current public health guidelines, a face covering must be worn by anyone entering a Self-Help branch. Before going to a branch, please check here for up-to-date information on all our locations.
Self-Help Credit Union

Credit Cards

Pay for what you need … when you need it

Our Self-Help Federal Mastercard gives you the purchasing power of a credit card, with the value you’ve come to expect from us. It’s safer and easier than carrying cash – and you can pay later on a schedule that works for you.

Fair Terms and No Annual Fee

  • No annual fee
  • No transaction fee for purchases or cash advances
  • Reasonable balance repayment schedules
  • Standard and secured lines of credit available
  • Worldwide purchasing power via the Mastercard network
  • 24-hour emergency assistance
  • Zero liability on unauthorized purchases
  • Identity-theft resolution
  • Low variable interest rates
Visit our "Card Services" page for more information.


credit card transaction

Another Option: Share Secured Mastercard

Your credit line is backed by funds that you hold in a Self-Help Federal Credit Union account. This card can be a great option for anyone looking to re-establish credit or open their first credit card. Make purchases wherever Mastercard is accepted and enjoy the same cardholder benefits as our standard credit card.


Disclosures & Agreements


Credit Card Reporting and Resources

Contact our Member Support Center at 877.369.2828 for assistance with:

  • Reporting a lost or stolen card
  • Requesting a new card
  • Obtaining a new PIN