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Self-Help Credit Union

Build Your Credit with Self-Help

Get a Fresh Start

Our Fresh Start loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.

How to Apply

To apply for a Fresh Start loan to help build your credit, fill out an interest form or contact your local branch.

How it works


1

You apply for a loan amount that you can afford to borrow.

2

The loan funds go into a limited-access savings account as collateral for the loan.

3

We report your loan repayment record to the credit reporting agencies.

4

You pay off the loan within the time that you promised.

5

You receive the full amount of the loan, plus dividends upon full replacement.



Self-Help Federal's Fresh Start Loan helped Darrell rebuild his credit and improve his credit score by 300 points.

Contact us about a loan