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Become a Homeowner
Affordable Home Loans
0% down payment loans, no PMI, flexible underwriting and more.
If you dream of becoming a homeowner, we’re here to help — from the initial inquiry to closing and beyond.
Why Work with Us? Top Tips for Homebuying The Homebuying Process Our Products Contact Us

 

 

Invest in Your Future

Homeownership is one of the best ways to build wealth.

Whether you want to pass down your house to your kids, build equity over time, or just get relief from rising rents, buying a home can be a powerful financial move.



Why get a home loan with Self-Help?
Low and no down payment options
Many borrowers can get into a home with as little as 1% cash to close.*
Flexible underwriting
We can work with credit scores from 580 and we can accept alternative credit.
No PMI
No private mortgage insurance means lower monthly payments for you.
A lender you can trust.
We've got your best interests at heart — and we'll be there for the life of your loan.
Top 3 Homebuying Tips

Buying a home is a big step, but we're here to make it easier! Here are our top tips:

  • Create a budget and decide what you can afford. Self-Help members can get free personal financial coaching through our nonprofit partner Greenpath.
  • Assemble a team of professionals you trust. Homebuying can be stressful, but having a lender and a real estate agent who are on your side will help. At Self-Help, our primary goal is the well-being of our members and borrowers. 
  • Find the right loan for you. Selecting the right loan — and the right lender — can make a big difference in your finances. Our experienced home loan team will help find the loan that's right for you. And if we think you can get a better deal with another lender, we'll tell you so.

Did you know?

If you are a first-generation homeowner or you have a modest income, you may be able to buy a home with 0% down.
The Homebuying Process

Buying a home can be intimidating, but we're here to help you every step of the way. From building your credit to finding the right loan to navigating the closing process, we'll be a partner you can trust. 

Video
Do you dream of having your own home?
Robin and Tarish Pipkins knew they wanted to be homeowners. They worked on their finances, made a plan, and eventually connected with Self-Help for a home loan. Now, they are living their dream. Congratulation to the Pipkins!
Show Transcript

Ready to get started? Connect with our experienced home mortgage team today.

Prefer to call? Call us at 833-438-0304 Monday - Friday during business hours. 
If it is outside of business hours, a member of the home lending team will call you back within two business days.